01 / SEE CLEARLY
Know where you stand
Review cash coming in and going out, payment timing, near-term obligations, and the patterns behind cash shortages.
Guiding entrepreneurs. Building cash flow confidence.
Better cash flow starts with better business decisions.
Understand where your money is going, why cash may be tight, and what you can do next.
Practical, one-on-one mentoring for small business owners in the San Francisco Bay Area—and beyond, through Zoom. No financial jargon. No one-size-fits-all formulas. Just experienced guidance and a clearer path forward.
The business behind the numbers
Cash flow is more than money moving in and out.
Revenue may be growing while your bank balance stays stubbornly low. Customers pay slowly. Expenses creep up. Debt payments absorb working capital. And the numbers don’t always reflect the effort you’re putting in.
Cash flow reflects the decisions and operations behind your business. Understanding that connection is the first step toward improving it.
How we work together
Understand the numbers. Improve the business.
We look beyond your bank balance to identify what is driving cash flow and which decisions could make the greatest difference.
02 / FIND OPPORTUNITIES
Identify the pressure points
Explore pricing, margins, expenses, collections, debt service, and operational choices that may be tying up cash.
03 / MOVE FORWARD
Make a practical plan
Prioritize manageable actions, build a rolling 13-week cash view, and use it to support better decisions week by week.
What you can expect
Guidance that respects your business—and your budget.
My role is to help you understand what is happening, why it is happening, and what you can do about it. You remain in control of your business and every decision.
- Private, one-on-one conversations focused on your actual situation
- Clear explanations without unnecessary accounting terminology
- Practical cash planning, not just historical reports
- Experienced perspective on the business decisions behind the numbers
- Action steps you can realistically implement
The Cash Flow Mentor Program
Four weeks to greater clarity.
A focused starting point for owners who want to understand their cash position and build more confident financial habits.
Four private Zoom mentoring sessions
One 60-minute session per week for four consecutive weeks. We work through your current cash situation, the factors influencing it, and a practical plan for the weeks ahead.
$497Four weekly, one-hour Zoom sessions
- Week 1 — Understand your current cash position
- Week 2 — Identify cash flow challenges and opportunities
- Week 3 — Develop your 13-week cash outlook and priorities
- Week 4 — Review decisions, actions, and next steps
Focused, short-term mentoring. No ongoing engagement required.
Session topics may be adjusted to your needs. Results depend on your circumstances and follow-through. Information and mentoring are educational and strategic in nature and do not constitute tax, legal, accounting, investment, or other licensed professional advice. No particular financial outcome is guaranteed.
Meet Stevan Browning
Your Cash Flow Mentor
I’ve spent decades building businesses, leading organizations, managing through challenges, and making the kinds of decisions business owners face every day.
Having retired from full-time corporate executive leadership and financial management, I’ve returned to my small-business roots to help entrepreneurs gain clarity, strengthen financial decision-making, and avoid costly mistakes.
I’m not here to run your business or hand you another spreadsheet without context. I’m here to be an experienced, independent sounding board—helping you understand the business behind the numbers.
“Because when you understand your cash flow, you can make better decisions about everything else.”
Let’s have a conversation
You don’t have to figure it all out alone.
Whether you’re launching a business, managing a cash crunch, or simply looking for more confidence in your financial decisions, I’d welcome a conversation about where you are and what could help.
Share a few details and I’ll personally reply.